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Wednesday, September 25, 2013

HUD's New Policy on Dual Agency...

TO:                 State and Local Association Executives
FROM:           NAR Government Affairs
RE:                 HUD’s New Policy on Dual Agency Agreements in Short Sale Transactions
DATE:           23 September 2013

On October 1st HUD will implement a new policy which prevents dual agency agreements in FHA pre-foreclosure transactions. HUD announced this policy was implemented because the HUD Inspector General detected fraud and abuse in the pre-foreclosure sales process.

NAR is working closely with HUD on this policy and is in discussions with agency officials seeking clarification of the rule. NAR submitted a letter to FHA Commissioner Galante expressing our concerns with this new policy and how it will directly impact homeowners. Particularly, we noted that this new policy will put homeowners at greater risk of falling into foreclosure if they cannot find a real estate agent, especially one who is knowledgeable about the short sale process, to list their homes.

To assist in NAR’s ongoing discussions, we are asking that each President send comments to HUD on this new policy and the disruptive effect its implementation would have on communities across the nation.

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